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	<title>MoneyAdvisor</title>
	<link>http://moneyadvisor.com</link>
	<description>financial advice and news for normal people</description>
	<lastBuildDate>Wed, 14 Jul 2010 01:51:12 +0000</lastBuildDate>
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		<title>Some energetic insight</title>
		<description><![CDATA[I've been wondering recently about energy investments, and BP in particular. Not to undermine the tragedy of the oil spill, but it may have a number of immediate and long term effects in the energy market. My environmental side hopes this helps push alternative energy sources a little further into the mainstream.
In any case, Fortune [...]]]></description>
		<link>http://moneyadvisor.com/news/241</link>
			</item>
	<item>
		<title>Jumbo savings for jumbo mortgages</title>
		<description><![CDATA[If you're in the market for an expensive home, now may be the time to buy. The Wall Street Journal reports that large home loans are at their lowest since 2003 - even lower than during the peak of the credit crunch:
Just a year ago, the average rate on a 30-year jumbo mortgage—a loan of [...]]]></description>
		<link>http://moneyadvisor.com/news/jumbo-savings-for-jumbo-mortgages</link>
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		<title>Financial news from the blue chips</title>
		<description><![CDATA[I know that a registration is required to read articles from the Financial Times, which is why I tend to avoid posting them, but a few articles came out over the last few days that seem pretty interesting. In particular, one piece of news published today seems worth mentioning:
First, NTP, a software company that famously [...]]]></description>
		<link>http://moneyadvisor.com/news/financial-news-from-the-blue-chips</link>
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		<title>Dying to save on taxes?</title>
		<description><![CDATA[CNN Money reports today on the estate tax, currently 'on hold', which is set to return with a vengeance on midnight, Jan 1.
The roots go back to 2001, when Congress cut the estate tax rate to 45% from 55% and increased the exemption gradually over a decade. From its 2001 level of $675,000, the exemption rose [...]]]></description>
		<link>http://moneyadvisor.com/news/dying-to-save-on-taxes</link>
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		<title>Taking debt collection too seriously?</title>
		<description><![CDATA[I just read something that disturbed me a little. I guess this happens most days to many people, but this was particularly surprising.
Apparently, harassment complaints against debt collectors have skyrocketed since 2007, rising 50% last year alone, and already aiming for a another 13% increase this year. Now the fact that complaints has risen doesn't [...]]]></description>
		<link>http://moneyadvisor.com/news/taking-debt-collection-too-seriously</link>
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		<title>Some thoughts on banking</title>
		<description><![CDATA[As promised, here's a short post inspired by BankSimple's blog:
A lot of people don't fully understand how banking works at the fundamental level - especially when it comes to the fees we see as consumers. The basics are spelled out in this blog entry, which, admittedly, is somewhat  of an indirect advertisement for BankSimple. It explains [...]]]></description>
		<link>http://moneyadvisor.com/advice/financial/some-thoughts-on-banking</link>
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		<title>Allocate the future</title>
		<description><![CDATA[I just came across a tool that seems pretty interesting (free registration required). It's a calculator that looks at the probability of getting a return over a period of time given your initial investments, monthly contributions, and the allocations of your investments. So, for example, if I have a $10,000 portfolio today, and invest $500 [...]]]></description>
		<link>http://moneyadvisor.com/advice/allocate-the-future</link>
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		<title>Don&#8217;t want to bank on banks?</title>
		<description><![CDATA[A few days ago, I posted about Mint.com, and I wanted to follow up with a few other online services that I've seen that may be useful. Most, if not all of these have been written up in a recent New York Times article, which has some useful information.
Now these aren't like mint.com in that [...]]]></description>
		<link>http://moneyadvisor.com/news/dont-want-to-bank-on-banks</link>
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		<title>Save yourself from any flation&#8230;</title>
		<description><![CDATA[Although a few months old, an article I just read offers some interesting tips to protect yourself against either inflation deflation. Now it's true that this was written a few months ago, but their points are still valid:
Basically, the market hasn't recovered from the financial crisis - we've seen in the news this past week that [...]]]></description>
		<link>http://moneyadvisor.com/news/save-yourself-from-any-flation</link>
			</item>
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		<title>The state of real estate</title>
		<description><![CDATA[Not surprisingly, home sales have dropped since the government tax credit deadline passed recently. but it's been reported that this drop was much worse than expected. In May, the number of signed sales contracts (not completed sales), dropped 30% - the worst drop on record.
Now this is bad news for sellers, but if you're thinking [...]]]></description>
		<link>http://moneyadvisor.com/news/the-state-of-real-estate</link>
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