Is that free credit report really free?
Posted by Andrew Benton
If you've ever tried to get a free copy of your credit report from freecreditreport.com (deliberately not linked here) you know it's not exactly easy to keep it free. They try to bill you for a monthly credit protection service that you almost surely don't need. Well it turns out that by law there is actually an official free credit report service called annualcreditreport.com. This is where I will go if I need a copy of my credit report in the future.
But is there a hidden cost to checking your own credit score? Does checking your own score make your score go down? According to Experian the answer is no. So head over to annualcreditreport.com and get your (actually) free credit report now.
Links referenced above:
Welcome to the new home of MoneyAdvisor.com
Posted by Andrew Benton
MoneyAdvisor.com wasn't working as a reddit clone. So we've decided to take it in a new direction. Every day I will post up to five links with a little discussion covering a very specific topic. I hope it's useful to regular people looking for some real information. Please leave feedback on posts or email me at andrewmbenton@gmail.com.